Share Savings
Similar to a savings account, the account offers a low minimum balance requirement of $5.00 and competitive dividends (interest).

Share Draft (Checking Accounts)
Say goodbye to your old checking account and say hello to FREE credit union checking. Our checking accounts require no minimum balance, no per check charge, and no monthly service fees.

Special Accounts
Special accounts are similar to share savings accounts and are available for various reasons such as vacation, taxes, insurance, etc. It is perfect to set aside money in a special account for a specific need.

Share Certificates (CD’s)
Discover why an investment into a credit union share certificate is a smart investment. Similar to bank certificates of deposit, the account pays much higher dividends than regular savings accounts and funds are deposited for a specified period of time. There is a minimum balance requirement of $500.00 and 6 month and 12 month terms are available.

Debit Cards
Mastermoney Debit Cards:
Mastermoney Debit Cards are available to transfer or withdrawal funds, available to or from your savings and share draft accounts, and for point of sale transactions.

Courtesy Overdraft Privilege Program
Overdraft Privilege is a service that is automatically provided to all member share draft accounts in good standing (members have the right to opt-out). With overdraft privilege your check, ATM Withdrawal, Debit Card purchase or other electronic debt items may be covered by the Credit Union up to the limit of $300.00. You will be charged the standard NSF fee of $25.00 per item. You will receive notification when an overdraft occurs on your account and you will be expected to deposit adequate funds to bring your account to a positive balance within 30 days. Your Choice Federal Credit Union will not pay an item if it brings a negative balance over $300.00.