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Beginning August 13, 2010, we will no longer pay your overdrafts for ATM and everyday debit card transactions unless you tell us you want overdraft coverage for these transactions.
Everyone must complete a new form.
Click Here for Additional Information & Opt In Form

 
  OTHER SERVICES OFFERED:
  • Certificates of Deposit
  • Gift Cards
  • Home Banking 24/7
  • Utility Payments Accepted
  • Money Orders
  • Student Loans
 
Reasons to Join
  • Better rates for savings
  • Low-fee checking accounts and ATMs
  • Lower interests on credit cards & loans
  • Accounts insured by the US government
  • Owned & Operated by you, the member
  • Once a member, always a member
Who Can be a Member?
To join Your Choice Federal Credit Union, you must be eligible for membership. Members of the credit union share a “common bond” such as; employed, retired or are a member of one of the companies or organizations in our Field of Membership. Family members, i.e. spouses, (spouses of deceased members), children, siblings, parents, grandparents, grandchildren, (this also includes any step-relatives). Once an immediate family joins then that person’s family is eligible to join. Any person living in the same household can be a member. A member of an organization must have a voting right to the organization.

If you have any questions, please contact the credit union at (814) 946-1293. The business hours are Monday through Thursday, from 9:00am to 4:30pm, and Friday from 9:30am to 5:30pm.

Important information about procedures for opening a new account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or photo id and other identifying documents.


Field of Membership
Altoona Housing Authority www.altoonahousing.org
Altoona Water Authority www.altoonawater.com
Amtran Busing Authority www.amtran.org
Arrowland Solutions www.arrowlandsolutions.com
Atlantic Broadband www.atlanticbb.com
Bellwood Borough www.bellwoodantis.net
Berry-Wehimiller www.barry-wehmiller.com
Blair Companies, Inc. www.blaircompanies.com
Calvary Baptist Church www.calvarybaptistchurch.com
City of Altoona www.altoonapa.gov
Credit Control Collections
David Gracey Mechanical & Electrical
Dixon Tool & Die Company www.dixontool.net
Ellis Office Supply www.ellisofficesupply.com
Holidaysburg Area YMCA www.hollidaysburgareaymca.org
Holidaysburg Borough www.hollidaysburgpa.net
Home Instead Senior Care www.homeinstead.com
Industrial Maintenance System www.svmco.com
Jaffa Temple www.jaffashrineonline.com
Lakemont Volunteer Fire Department www.lakemontfire.com
Lamor Advertising www.lamar.com
Martin Oil Company www.martinoilco.com
McAleer's Plumbing, Heating & Air Conditioning www.mcaleersplumbing.com
New Pig Corporation www.newpig.com
Nittany Oil Company www.nittanyoil.com
Penelec www.firstenergycorp.com
Prudent Engineering LLP
Representative Rick Geist - Altoona Office www.rickgeist.com
Tel-Power Company www.telpowerinc.com
Thompson Auto Sales & Service
Thompson Machine Company
Urgent Care Center www.urgentcarecenter.us
Verizon www.verizon.com
Credit Union History
On September 18, 1957, our credit union was chartered. The first name of the credit union was Altoona Bell Federal Credit Union with membership of Bell Telephone employees. In 1965, we merged with Penelec Eastern Division Federal Credit Union. Our name changed to Bell-Penelec Federal Credit Union. We merged with two others unions 1981 F.L. Smithe Employees Federal Credit Union and in 1987 merged with the Altoona City Employees Federal Credit Union. In 2002, we made the decision to change our name to Member First Federal Credit Union. In November 2003, we became Your Choice Federal Credit Union. In 2009 we were working in an out grown facility and moved to a new impressive building located at 109 Keystone Street, Altoona, Pa, which gives us much more exposure and better accessibility to our members. To date, we have grown to a membership of over 1600 people with assets of over (8) eight million dollars.